Medicare Advantage (Part C) plans combine your hospital (Part A) and medical (Part B) coverage into one plan. Many plans also include prescription drug coverage, along with valuable extras like dental, vision, hearing, fitness memberships, and wellness benefits. These plans are offered through private insurance companies approved by Medicare.

Medicare Supplement (Medigap) plans work alongside Original Medicare to help cover out-of-pocket costs such as deductibles, copayments, and coinsurance. They provide the flexibility to see any provider nationwide who accepts Medicare. Since Medigap plans do not typically include prescription drug coverage, a separate Part D plan may be recommended.